Change is hard for most people to keep up with. In the insurance world the changes have accelerated and with this has come a lot of new products and improvements to both policies and rates.
If you have not reviewed your life, health, disability income or long term care coverage recently you might be spending more than you need to spend. Recent improvements in mortality and underwriting have made some of the newest policies very cost effective.
I have been in the insurance field for over 25 years and am a Chartered Life Underwriter. I would welcome the opportunity to use that experience to help you with your insurance questions and needs. New York Life is my primary company and I also have the ability to place business with other leading companies to meet you needs.